For years, Indian bettors struggled with complicated payment systems, international cards, and delayed deposits. That changed with the arrival of Unified Payments Interface (UPI) — India’s fastest and most convenient way to send and receive money. Today, UPI is not just used for groceries and bills; it’s also the go-to method for funding betting accounts quickly and securely.
If you’re an Indian user looking to bet online using UPI, this guide is for you. We’ve shortlisted the best UPI betting sites that offer instant deposit options, smooth withdrawals, and trustworthy platforms.
What Is a UPI Betting Site?
A UPI betting site is an online sports or casino platform that accepts UPI payments for deposits and withdrawals. These platforms are typically hosted outside India (offshore), but they tailor their services for Indian users.
Why Choose UPI Over Other Payment Methods?
- No need to enter card or bank details
- Works with apps like Google Pay, PhonePe, Paytm
- Instant deposits, low minimums
- Free of hidden transaction charges
- 24/7 availability via your smartphone
What Makes a UPI Betting Site the Best?
Not all sites offering UPI are created equal. Some may advertise it but delay withdrawals or lack proper licensing.
Here’s what separates the best from the rest:
Instant UPI Deposits
No waiting around your betting wallet gets topped up within seconds.
Secure Payments (SSL + PCI-DSS Compliance)
Top platforms use encrypted gateways and follow strict data protection.
Accepts All Major UPI Apps
Whether you use GPay, BHIM, Paytm, PhonePe, or bank UPI apps it should work.
Indian-Focused Services
These include INR support, Indian sports leagues, and Hindi/English customer service.
Fast Withdrawals
Ideally, you should get your winnings within 15 minutes to 2 hours via UPI.
Licensed & Regulated
Sites must hold valid licenses from gaming authorities (like Curacao, MGA, etc.) to be considered safe.
Top UPI Betting Sites in India – 2025 Picks
Below is our updated list of the best UPI betting sites for Indian players. Each platform supports instant UPI deposits and has been tested for reliability.
| Betting Site | Welcome Bonus | UPI Support | Min Deposit | Withdrawal Time |
|---|---|---|---|---|
| 1xBet | Up to ₹20,000 | ✅ Yes | ₹300 | 15–30 mins |
| Betway | ₹4,000 Free Bet | ✅ Yes | ₹500 | 1–2 hours |
| 10Cric | ₹20,000 Bonus | ✅ Yes | ₹250 | 1 hour |
| Parimatch | ₹8,000 Bonus | ✅ Yes | ₹300 | 1–2 hours |
| Leon Bet | ₹7,000 Bonus | ✅ Yes | ₹200 | < 2 hours |
| Rabona | ₹35,000 Bonus | ✅ Yes | ₹500 | 12–24 hours |
1xBet – Best Overall for UPI Users
- Accepts all major UPI apps
- 1000+ betting markets and full casino
- High withdrawal speed (usually under 30 minutes)
- Trusted in India for over 5 years
Betway – International Reputation & Reliable Payouts
- Licensed in multiple jurisdictions
- Ideal for cricket, football, tennis fans
- Clean mobile app and instant UPI top-ups
- Outstanding customer support
10Cric – Designed for Indian Bettors
- Exclusive focus on India (IPL, kabaddi, etc.)
- 100% match welcome bonus + spins
- Works perfectly with Paytm, GPay, and PhonePe
- Excellent mobile usability
Parimatch – Fast Signup & Local Support
- Fast KYC, fast UPI deposits
- Good for beginners thanks to simple UI
- Offers both sports and live casino
- Hindi customer service available
Leon Bet – Fastest Growing UPI Betting Site
- Known for instant deposits and quick withdrawals
- Strong in cricket odds and promos
- UPI-friendly, and works even with low bandwidth
Rabona – Biggest Welcome Bonus
- Offers up to ₹35,000 bonus
- Large variety of markets and virtual sports
- UPI supported but slightly slower withdrawals (up to 24 hrs)
How to Deposit on a Betting Site Using UPI
Making your first UPI deposit is simple and secure.
Step-by-Step Process
- Register at a UPI-enabled betting site (like 10Cric or 1xBet)
- Head to the Cashier/Deposit section
- Select UPI / UPI QR / UPI ID as your method
- Enter the amount you want to deposit
- Add your UPI ID or scan the QR code
- Approve the transaction in your UPI app
- Funds reflect instantly in your betting wallet
⚠️ Note: Some sites may ask for UPI verification on first deposit.
How to Withdraw Winnings to UPI
The withdrawal process is also simple. You can request to receive funds directly in your UPI-linked bank account.
Steps to Withdraw via UPI
- Go to Withdrawals in your account menu
- Choose UPI or Bank Transfer via UPI
- Enter your UPI ID (same one used for deposit)
- Confirm amount and verify identity
- Wait for payout (15 mins – 24 hrs)
Common Issues to Avoid
- UPI ID typo (e.g., missing ‘@’)
- Withdrawing to a new UPI without verification
- Minimum withdrawal limit not met
Is It Legal to Bet Using UPI in India?
The Short Answer: It’s Complicated
- UPI is a legal payment system regulated by NPCI and RBI.
- Online betting laws in India are not clear or uniform.
- There’s no specific national law banning online betting using UPI on foreign-hosted websites.
Tip: Stick with licensed platforms that operate under international jurisdictions (Curacao, Malta, etc.).
State-wise Notes:
- Sikkim, Nagaland, Goa – Have legal frameworks for online betting
- Telangana, Andhra Pradesh – Explicitly ban all forms of online gambling
UPI Betting Bonuses You Can Claim
Sites reward UPI users with exclusive offers. Here are common types:
Types of Bonuses
- Welcome Bonus – e.g., 100% up to ₹20,000
- No-Deposit Offers – Occasionally offered via promo codes
- Reload Offers – Cashback on second/third deposits
- Free Bets – For using UPI as your first payment method
Example: 10Cric gives ₹1,000 extra for first-time UPI depositors during IPL.
Bonus Terms to Watch For
- Minimum deposit amount
- Wagering requirements (usually 10x–35x)
- Valid betting markets
- Time limits
UPI vs Other Payment Methods
| Feature | UPI | NetBanking | Debit/Credit Card | E-Wallets (Skrill, Neteller) |
|---|---|---|---|---|
| Deposit Speed | ✅ Instant | ❌ Slower | ✅ Instant | ✅ Instant |
| Withdrawal Speed | ✅ Fast | ✅ Medium | ❌ Not Available | ✅ Fast |
| Availability | ✅ Widely used | ✅ Common | ✅ Common | ❌ Restricted in India |
| Charges | ✅ Free | ❌ May apply | ✅ Mostly Free | ❌ Fees (foreign conversion) |
✅ Verdict: UPI is the fastest, safest, and most Indian-friendly method in 2025.
Is UPI Betting Safe?
Yes — UPI is extremely secure when used with licensed betting platforms.
Why It’s Safe
- Encrypted transactions via apps like GPay or PhonePe
- Regulated by NPCI and RBI
- Requires two-step verification and device binding
- Works only with verified Indian banks
✅ Always use reputed betting platforms with SSL certificates and clear withdrawal policies.
Tips for Betting with UPI (Especially for Beginners)
If this is your first time using UPI to fund a betting account, keep these tips in mind:
Expert Advice
- Use the same UPI ID for deposits and withdrawals
- Double-check UPI ID before submitting
- Avoid third-party agents claiming to deposit on your behalf
- Start with a small amount to test the platform
- Read bonus terms thoroughly before accepting offers
- Enable SMS/email alerts for UPI transactions
Pro Tip: Set up a separate UPI account (e.g., with a digital wallet) just for betting transactions.
Final Thoughts:
UPI has changed how Indian players fund their betting accounts. It’s fast, free, mobile-friendly, and widely accepted. Whether you’re a cricket fan during IPL or just enjoy live casino games, choosing a UPI betting site with instant deposit options ensures smooth play and fast payouts.
Choose a trusted platform from our list, start with a small deposit, and bet responsibly.
FAQ’S
1. Which betting sites accept UPI in India?
Popular UPI betting sites in India include 1xBet, 10Cric, Betway, Parimatch, Rabona, and Leon Bet. These platforms allow instant deposits using apps like Google Pay, PhonePe, and Paytm.
2. Is UPI safe for online betting?
Yes, UPI is safe for online betting. It uses secure encryption, two-factor authentication, and is regulated by NPCI under RBI guidelines.
3. Which is the best UPI betting site in India?
1xBet and 10Cric are considered among the best UPI betting sites due to their fast payments, strong bonuses, and Indian-focused features.
4. How can I deposit money using UPI on a betting site?
To deposit, go to the betting site’s cashier, select UPI as your method, enter your UPI ID or scan the QR code, approve the request in your app, and the funds will appear instantly.
5. Can I withdraw my winnings using UPI?
Yes, most sites allow you to withdraw winnings directly to your UPI ID, usually within 15 minutes to 2 hours after processing.
6. Are UPI deposits instant on betting sites?
Yes, deposits via UPI are typically processed instantly, allowing users to start betting without delay.
7. What is the minimum deposit for UPI betting sites?
The minimum UPI deposit varies by site but typically ranges from ₹200 to ₹500.
